How to Lower Your Car Insurance Rates

Let’s face it – car insurance can be costly. The national average car insurance premium as of July is $1,796 or a 12% increase over the same period in 2008. On the other hand, not getting car insurance could saddle you with a hefty car repair bill if you have an accident – and the longer you drive, the more certain it is you will have an accident eventually. There are certain determinants of the