Factors Determine Car Insurance Rates

When you’re shopping around for an auto insurance provider, you may wonder how auto insurance companies come up with different rates. Since the law requires you to have auto insurance coverage, knowing what factors determine insurance rates may prove helpful to you. Some of these are readily apparent. For example, it’s not hard to understand why insurance rates for a new driver are higher than

How to Lower Your Car Insurance Rates

Let’s face it – car insurance can be costly. The national average car insurance premium as of July is $1,796 or a 12% increase over the same period in 2008. On the other hand, not getting car insurance could saddle you with a hefty car repair bill if you have an accident – and the longer you drive, the more certain it is you will have an accident eventually. There are certain determinants of the